Car insurance for the short term!
. And of course, lovemoney.com.But what you may not know is that one of the more recent benefits of the web is short-term car insurance .
This is a relatively new product, which gives you comprehensive car cover (not necessarily on your own car) for between one and 28 days. You can get cover instantly online, usually at a very reasonable price.
So perhaps a relative needs to use your car for a day or two. Or you want to drive a new car home, before shopping around for a full, annual insurance policy. Or you're borrowing a friend's van to move house.
In all of these situations, short-term car insurance is exactly what you need. Not only is it likely to be substantially cheaper than adding a new driver to an existing insurance policy. But it also means that if anything happens, the responsibility lies only with the person insured on the short-term policy - so it doesn't affect the no-claims bonus of the person who usually drives the vehicle.
Just a few years ago, it would have cost insurers so much to write a new policy that it wasn't worth offering standalone insurance just for a couple of days.
If you're sending your children away on holiday you might want to shift them onto temporary car insurance to keep costs down.
