How to get around paying the over priced rate of car insurance for ...
Adding a teen driver can be very costly, but that is because of the risks many teen take while driving. You can certainly shop around to find the best rate, but there some factors that you should be aware of.
Did you know that 16 year-olds have higher crash rates than drivers of any other age? The National Highway Traffic Safety Administration (NHTSA) estimates the economic impact of auto accidents involving 15-20 year old drivers is over $40 billion. These statistics along with the type of car the teen will drive, the age of the car, and geographic location are all factors that impact the overall cost of insuring a teen.
If we collectively work to improve teen driving habits thereby improving teen driving statistics, then the financial burden can be lessened making it easier on families.
As a representative from State Farm, we have created the following site that is designed to help parents with teen drivers: http://www.betterteendriving.com/
In addition, State Farm, together with Children’s Hospital of Philadelphia, conducted a comprehensive study regarding teens and driving, available at: http://www.statefarm.com/_pdf/teen_drivers_research_report.pdf .
I hope you find this information helpful.
I used to live in Kansas City, Missouri and had a car insurance and then got a few speeding tickets and got informed by them that my new payment would be about $2,500.00 a month and I quit having insurance for about 2 years. And was very nervous when I had to drive and then I received an offer in a brochure from GEICO and called them and the man said you do have a record as we can see so we will be glad to insure you for about $750.00 a month and now with my excellent record. I pay about $387.40 a month. So consider them and give them a call their main office is in Washington D. C. so try it and see what they might have to offer and if you keep a good record, you could be reduced. Good Luck and I wish you the best.
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