What's the Difference Between Third P... Money UK

21.08.09

Find out what the difference is between third party, fire and theft and comprehensive car insurance, and what each mean for your car and your wallet.

Most car insurance providers offer several different levels of insurance cover. These will vary both in the type of cover they provide and how much they will cost in premiums.

Your main options when insuring your car are third party, fire and theft insurance and fully comprehensive cover. But exactly what type of protection do these two levels of insurance offer for your car?

Third Party, Fire and Theft Car Insurance

This is usually the most basic type of cover available for your car, although it is one step up from third party only insurance.

Third party only cover will simply insure you in the event that you cause damage to other vehicles, persons, or property in an accident. It will not cover any damage to you or to your vehicle. It is however the minimum level of cover that you need to drive on UK roads; having this in place is a legal requirement.

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